You can get an advance through this division and secure it by your plant, equipment or buildings. Repayment terms usually range from one to three years. In certain cases, it's been extended to as many as five years.

We don't base our repayment schedule on any fixed formula. We sit down and make up a schedule, only after discussing it with you. We'll consider such factors as whether the loan serves a long or short range purpose. We'll also take into consideration whether your business is affected by seasonal fluctuations. In this way, we can adopt a plan that is suited to your exact requirements and ability to repay.